by instantescrow on WordPress.org
Accept USDC cryptocurrency payments with smart contract escrow protection. 1% fees, zero chargebacks, unlimited free refunds.
Is this plugin right for you?
✅ You want 1% transaction fees instead of 3%+ from traditional processors (no FIAT exchange fees)
✅ You want to eliminate chargeback fraud while keeping buyer confidence
✅ You want to allow customers to pay in stablecoin
✅ You want unlimited free refunds with automated negotiation
✅ You value privacy and direct peer-to-peer transactions
❌ You’ve never used cryptocurrency or don’t plan to start
📺 Watch 2-minute buyer checkout demo – payment completes in just a few clicks.
💰 SPECIAL OFFER: 1% transaction fee locked in FOREVER for first 20 merchants
$9.7 trillion in crypto changes hands monthly, but only 0.003% is ecommerce. Compare that to traditional finance where 0.4% is ecommerce – that’s 130x more adoption.
Why the gap? Crypto holders want to spend, but lack buyer protection. This plugin solves that problem with smart contract escrow, letting you tap into trillions in purchasing power that competitors ignore.
Eliminate Chargeback Fraud While Keeping Buyer Confidence:
Traditional processors: You face chargeback fraud ($15-100 per incident) and arbitrary account freezes.
USDC Payments: Crypto payments are final, but escrow protection gives buyers confidence. Fair automated dispute negotiation replaces chargebacks. Zero fees for unlimited refunds.
True Cost Savings:
– 1% flat fee (30¢ minimum) – locked forever for first 20 merchants
– Zero gas fees – we cover all blockchain transaction costs
– No FIAT exchange fees – keep more of what you earn
– Unlimited free refunds – no refund fees, no chargeback limits, no penalties
– Compare: Traditional processors charge 2.9% + 30¢ + refund fees + chargeback fees
Example on $100 order:
Traditional: $3.20 + potential $15-100 chargeback = $3.20-$103.20
USDC Payments: $1.00 (no chargebacks possible)
Blockchain-Enforced Security:
Smart contract code is immutable and publicly verifiable. It restricts beneficiaries to exactly two addresses: yours (seller) and buyer’s (for refunds only). No one else – not even us – can access those funds. This is enforced by the blockchain itself, not by trust.
Speed & Privacy:
– 3 minutes to install and configure
– 3 minutes for buyers to complete checkout (2 clicks to pay)
– No KYC for customers – they can remain anonymous
– No KYB for merchants – self-setup in 3 minutes
– You own your account – true peer-to-peer, no intermediary
No chargebacks. No fraud. No refund limits. Just secure, low-fee payments.
When a customer pays, funds lock in a smart contract (not sent directly to you). You set a payout date/time (e.g., 14 days after purchase).
If everything goes smoothly: Funds automatically release to you at payout date.
If there’s a problem: Customer raises a dispute before payout, freezing funds until both parties negotiate refund percentage (0-100%) through automated system. Both send messages and proposals. When you agree, funds distribute accordingly. No fees, no limits.
If customer is unresponsive: After timeout period (default 72 hours), you can claim the funds.
Unlike traditional processors where the company can freeze or reverse payments, these smart contracts are peer-to-peer – only you and your customer control the outcome.
USDC (USD Coin) is a stablecoin where 1 USDC = $1 USD. Each token is backed by real US dollars in reserve, making it stable for commerce. Unlike Bitcoin or Ethereum, USDC doesn’t fluctuate – it’s digital dollars on the blockchain.
This plugin integrates with Conduit UCPI infrastructure:
EXTERNAL SERVICE INTEGRATION: This plugin sends data to Conduit UCPI services to process payments.
Data Sent:
* Customer email (for notifications, optional)
* Order amount and description
* Your wallet address
* Transaction timestamps
Data Storage:
* Conduit UCPI servers: Transaction data for dispute resolution
* Base blockchain: Transaction records (public, no personal info)
* Your wallet: USDC payments sent directly to you
No KYC/KYB Required: Both merchants and customers can remain anonymous.
Third-Party Services:
* Conduit UCPI Privacy Policy
* Base Network: Public blockchain